The damage that costs you money is usually the damage you cannot see from the driveway.
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Asphalt shingles are held down at the top by nails and in the middle by a heat-activated seal strip. Wind lifts the lower edge, breaks that seal, and the shingle then moves in every subsequent breeze until it creases or tears free. The missing shingle you can see is the obvious part. The row of unsealed shingles around it — still lying flat, still looking fine — is what leaks in the next rain.
A hail strike knocks granules off and fractures the fibreglass mat underneath, leaving a soft, round bruise. It usually does not leak straight away; it shortens the life of the roof by exposing the asphalt to ultraviolet light. Insurers treat functional hail damage as a covered loss for that reason, provided it can be tied to a dated storm.
Field shingles checked for creasing and lost seal, ridge and hip caps, all flashings and pipe boots, valleys, gutters and downspouts for dents and granule accumulation, soft metals such as vents and fascia for hail bruising, and the attic side for daylight and damp sheathing. You should receive photographs and a line-item scope, not a verbal number.
Severe weather in Pennsylvania reliably brings out-of-state crews door to door. Pressure to sign on the spot, an offer to waive or absorb your deductible — which is insurance fraud in Pennsylvania and exposes you as well — a large cash deposit, or no verifiable local address are all reasons to stop and verify the PA registration number first.
Keystone Storm Roof Network is an independent directory and referral service. We do not perform this work — we connect you with independent Pennsylvania contractors who do.
Tell us what you need and we'll connect you with available local pros. Free, no obligation.
We're matching you with available pros now. Expect a call shortly — or reach us directly at (800) 555-0186.